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SME Micro Loan

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Published by Enterprise Singapore
on 03 Jun 2015

Small companies with 10 or fewer employees can access up to S$100,000 through the SME Micro Loan to support your daily operations.

About the Scheme

Small companies that are just starting out can apply for the SME Micro Loan that offers funding of up to S$100,000 to help you better manage daily operations and cashflow.

To make the loan more accessible to new companies set up in three years or less, Enterprise Singapore shares the risk of loan defaults with Participating Financial Institutions in the event of company insolvency.


  • Daily operations
  • Automating and upgrading factory and equipment

 Loan Quantum

  • Up to S$100,000

 Repayment Period

  • Up to 4 years

 Interest Rate

  • Subject to Participating Financial Institutions’ assessments of risks involved

*The SME Micro Loan will become part of the Enterprise Financing Scheme when it is launched in Oct 2019.

Eligibility Criteria

Companies should meet the following criteria:

  • Registered and operating in Singapore
  • At least 30% local shareholding
  • Annual sales of up to S$1 million or have up to 10 employees

For More Info

SME Micro Loan

Enterprise Singapore
230 Victoria Street #10-00
Bugis Junction Office Tower
Singapore 188024

1 Fusionopolis Walk
#01-02 South Tower, Solaris,
Singapore 138628

Email : enquiry@enterprisesg.gov.sg
Hotline : (65) 6898 1800

Last Modified Date: 03 Sep 2019