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SME Micro Loan

Small companies with 10 or fewer employees can access up to S$100,000 through the SME Micro Loan to support your daily operations.

About the Scheme

Small companies that are just starting out can apply for the SME Micro Loan that offers funding of up to S$100,000 to help you better manage daily operations and cashflow.

To make the loan more accessible to new companies set up in three years or less, Enterprise Singapore shares the risk of loan defaults with Participating Financial Institutions in the event of company insolvency.


  • Daily operations
  • Automating and upgrading factory and equipment

 Loan Quantum

  • Up to S$100,000

 Repayment Period

  • Up to 4 years

 Interest Rate

  • Subject to Participating Financial Institutions’ assessments of risks involved

Eligibility Criteria

Companies should meet the following criteria:

  • Registered and operating in Singapore
  • At least 30% local shareholding
  • Annual sales of up to S$1 million or have up to 10 employees

For More Info

SME Micro Loan

Enterprise Singapore
230 Victoria Street #10-00
Bugis Junction Office Tower
Singapore 188024

1 Fusionopolis Walk
#01-02 South Tower, Solaris,
Singapore 138628

Email : enquiry@enterprisesg.gov.sg
Hotline : (65) 6898 1800

Last Modified Date: 24 Oct 2018


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  • kevin kruger
    We provide loans for business, personal and investment needs. Agricultural loans are also available. If you have an innovative business idea or a commercial project that lacks finance for its implementation kindly contact us. eMail: krugermgt@gmail.com
  • ahmed aliu
    Are you in need of a loan? Do you want to pay off your bills? Do you want to be financially stable? All you have to do is to contact us for more information on how to get started and get the loan you desire. This offer is open to all that will be able to repay back in due time. Note-that repayment time frame is negotiable and at interest rate of3% just email us. email : muslimgroupofcompany@gmail.com call or add us on what's app +1 647-489-4414